October 11, 2006 11:43 PM
Credit FAQ: Who Can Look at Your Credit Report?
Anyone with what is considered a permissible purpose can look at your report. These companies, groups, and individuals include:
– Potential lenders
– Insurance companies
– Employers and potential employers (usually only with your written consent)
– Companies you allow to monitor your account for signs of identity theft
– Some groups considering your application for a government license or benefit
– A state or local child support enforcement agency
– Any government agency (although they may be allowed to view only certain portions)
– Someone who uses your credit report to provide a product or service you have requested
– Someone that has your written authorization to obtain your credit report
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