September 4, 2006 9:27 AM
The Best Cash-Back Credit Cards
Here are Kiplinger’s picks. How many are in your wallet?
From Kiplinger’s Personal Finance:
Our winner: Chase Rewards Plus Visa, which gives a 5% rebate on all the basics — gas, groceries and drugstore items — plus 1% on other purchases. There’s no fee, and the interest rate can be as low as 13.24%. Total annual rebate in our scenario: $493.
In second place is the Citi Dividend Platinum Select card. It also gives a 5% rebate on purchases of gas, groceries and drugstore items, plus 1% on everything else. But it has an annual rebate cap of $300. There’s no fee for the card, which charges 17.49% interest.
Third-place finisher National City Everyday Rewards Elite Visa rebates 4% on gas, 3% on movies and video rentals, and 2% for food-related spending at grocery stores and restaurants. Everything else earns a 1% reward — but only after you spend $10,000. Below that, you earn a measly 0.25%.
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