September 14, 2006 6:02 AM
How to Raise Your Credit Score
Here are some quick tricks to raise your credit score:
• Inspect your credit report and correct any errors. Your credit report is the basis for your credit score. One study found that 29% of credit reports studied had serious errors.
• Pay your bills on time. Paying late hurts your score more than anything, except not paying at all or bankruptcy.
• Apply for credit only when you need it.
• Lower the balances on your credit accounts.
• Don’t put all of your spending on a credit card. It can make you look deep in debt, even if you pay it off each month.
10/27/06 | OptionXpress Offers Affiliated Credit Card
10/27/06 | American Express Launches Event Ticket Protection Plan
10/22/06 | How To Close Credit Card Properly?
10/20/06 | Kiplinger: Best Credit Card Choice In Every Category
10/20/06 | How Corporate Credit Card Can Hurt Your Credit Score
10/14/06 | How Many Credit Cards Should You Have?
10/11/06 | Credit FAQ: Who Can Look at Your Credit Report?
10/11/06 | Credit FAQ: What Information Is Included In A Credit Report?
10/11/06 | Credit FAQ: What Is Promotional Inquiry?
10/11/06 | Credit FAQ: What Is Security Freeze?
10/11/06 | Credit FAQ: What Is Soft Inquiry?
10/11/06 | Credit FAQ: What Is Loan-to-Value Ratio (LTV)?
10/11/06 | Credit FAQ: What Is A Hard Inquiry?
10/11/06 | Credit FAQ: What Is Fraud Alert?
10/11/06 | Credit FAQ: What Is Equal Credit Opportunity Act (ECOA)?
10/11/06 | Credit FAQ: What Is Fair Credit Reporting Act?
10/11/06 | Credit FAQ: What Is Credit Reporting Company?
10/11/06 | Credit FAQ: What Is Co-Signer?
10/10/06 | Key Benefits Of Frequent Flier Credit Cards
10/10/06 | Things To Look For In Student Credit Cards
10/10/06 | What’s The Difference Between Unsecured And Secured Credit Card?
10/10/06 | Use Secured Credit Card To Establish Good Credit History
10/10/06 | How To Rebuild Poor Credit? Things To Do And Not To Do
10/06/06 | Credit Card Delinquency At Its Lowest Since 1994
10/06/06 | GE Retail Consumer Finance Issues ShopNBC MasterCard
10/05/06 | Types Of Credit Card Fees: More Than You Can Imagine
10/05/06 | One Card, Multiple APRs
10/05/06 | How Long Is The Credit Card Grace Period?
10/05/06 | How Can I Improve My Credit Score?
10/05/06 | Credit FAQ: What Is A Good Insurance Credit Score?
10/05/06 | What Is “Credit Scoring”?
10/05/06 | How Many Credit Cards Do You Really Need?
10/03/06 | Good Credit Behavior Has Long Shelf Life
10/02/06 | Now All Secured Cards Help Credit Rebuilding
10/02/06 | Paying Back Credit card Balance In Small Chunks Does Not Help Credit Score
10/01/06 | Credit FAQ: What Is Garnishment?
10/01/06 | Credit FAQ: What Is Obsolete Information?
10/01/06 | Credit FAQ: What Is FICO Score?
10/01/06 | Credit FAQ: What Is Discretionary Income?
10/01/06 | Credit FAQ: What Is Credit File?
09/28/06 | Best Buy Reward Zone MasterCard
09/25/06 | How Is VantageScore Determined?
09/25/06 | How To Dispute A Credit Card Charge?
09/21/06 | Credit FAQ: What Is Cash Advance?
09/21/06 | Credit FAQ: What Are Consumer Credit Counseling Service (CCCS)?
09/20/06 | Featured Card: Citi mtvU Visa Card for College Students
09/20/06 | Featured Card: Starwood Preferred Guest Credit Card from American Express
09/20/06 | Featured Card: Discover Platinum Clear Card
09/20/06 | Featured Card: American Express Blue Cash for Business Credit Card
09/19/06 | Merchant-Specific Credit Card Reward Gets Trendy
09/15/06 | Walmart To Enter China’s Credit Card Market
09/14/06 | Why Credit Scores Are Important
09/13/06 | What Should You Do If Your Credit Card Is Lost Or Stolen?
09/13/06 | Should You Sign On The Back of Your Credit Card?
09/13/06 | Use Credit Card To Make Downpayment
09/12/06 | How To Use A Credit Card To Establish Good Credit?
09/11/06 | New MasterCard Aims For The Riches
09/08/06 | Bad Credit Can Cost You A Dream Job
09/05/06 | How Can You Manage Your Credit Wisely?
09/04/06 | Alarming Credit-Card Tricks #1 – Applying for a Mortgage? We’ll Bump Up Your APR
09/04/06 | Earn 20%, Guaranteed
09/04/06 | The Best Cash-Back Credit Cards
09/04/06 | How To Maximize Your Credit Card Rewards
09/04/06 | What Is Two-Cycle Billing?
08/29/06 | Pay The Minimum On Credit Card Bills Will Cost You (A Lot)
08/26/06 | Credit Card Protection Plan? Better Not!
08/23/06 | SmartMoney: 10 Things Your Credit Card Company Won’t Tell You
08/22/06 | Citigroup Reduces Cashback Incentive
08/21/06 | Featured Card: One from American Express
08/21/06 | Featured Card: CitiBusiness PremierPass Card
08/20/06 | Credit Card Sales is Growing Rapidly
08/15/06 | Credit Card May Be Refused in the UK
08/14/06 | Contactless Payments
08/14/06 | Reward Plan Downgrade at Amex
08/14/06 | 4 Ways to Snag the Best Reward Card